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| FHA 203B |
| FHA 203K |
| Veteran Home Loan |
| CalVet Home Loan |
| Conforming Fixed |
| Conforming ARM |
| Jumbo Fixed |
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FHA 203B
Term: 30 years
Maximum Amount: $725,000
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| Rates | Points | APR |
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| 5.25% | 1% | 5.524% | | 5.5% | 1% | 5.778% |
| | 3.5% Minimum down payment required
Risk based advance payment MIP can be added to loan
Stream Line future refinance or loan modification with no additional cost |
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FHA 203K
Use this home loan to purchase a bank foreclosure property that requires repairs that will cost $5,000.00 or more for rehabilitation, fix-up, modernization or updates for 1 thru 4 units.
Term: 30 years
Maximum Amount: $729,000
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| Rates | Points | APR |
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| 6% | 1% | 6.287% |
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Veteran Home Loan
No down payment
No mortgage insurance
Stream Line future refinance or modification at no additional cost.
Term: 30 years
Maximum Amount: $417,000
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| Rates | Points | APR |
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| 5.25% | 1% | 5.524% | | 5.5% | 1% | 5.778% |
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CalVet Home Loan
CalVet Home Loan can be used by any military veteran with Honorable Discharge to purchase a home in California.
Term: 30 years
Maximum Amount: $521,250
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| Rates | Points | APR |
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| 5.5% | 1% | 5.778% | | 5.95% | 1% | 6.236% |
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Conforming Fixed
Term: 30 years
Maximum Amount: $417,000
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| Rates | Points | APR |
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| 5.625% | 1% | 5.905% |
| | Competitave interest rate based upon borrower's credit and total loan to value of property. |
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Conforming ARM
Term: 30 years
Maximum Amount: $417,000
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| Rates | Points | APR |
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| 5.375% | 1% | 4.937% |
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Jumbo Fixed
Term: 40 years
Maximum Amount: $1,000,000
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| Rates | Points | APR |
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| 7% | 1% | 7.263% |
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Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.
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